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2010 goals- SQUASHED

February 1st, 2010 at 09:21 pm

So I am not too huge a fan of this rental property deal. I am still coming to terms with all the events and regularly go from excited anticipation to anxiety/worry. I still love this 1st home and consider it the ultimate betrayal to move out- even if we are not selling it, and plan to return to it one day.

BB is SOOOOOO excited it is as if he has hit the lottery. I am not so sure why he is so excited. I know he is tired of no dishwasher, and a tiny bathroom...but really? He is that sick of our small unit that he is nearly dancing at this project?

I think it's the chance to be Mr. Handyman. It's all about the demo and reconstruction.

And I think he is excited to go back into the shopping spree mode we were in when we first bought this place.

When I think of the long term consequenses of buying the property I am happy. In a year from now construction will be done and we will be enjoying it. Our networth will be up and we will be able to plan better for the future.

But short term- my financial Mojo is all messed up.

THIS WASNT IN MY BUDGET! This was not a part of my 2010 plans or goals. I had everything nailed down to the dollar and cent for this upcoming year. Now everything is screwy.

Now I have to spend $1k in ernest money this month, $12k for closing costs and down payment next month, and $400 for a home warranty.

BB keeps adding on expenses after expenses and he is in full blown planning mode. I am tired of babysitting him. I feel like he logically cons me. He lays out a logical plan about how "the roof needs to be replaced within a year but the home warranty will pay for it."

I say: "Huh? Home warranty? I forgot we need one of those. How much is it?"

BB: "$400.00"

Me: "ok. Well if it will replace a roof I guess we should get it."

Him: "If there is a big storm that comes in the first year then the warranty will replace the roof. Theres only a $500 deductible."

Then I get off the phone feeling like..."Wait. what just happened? I thought the roof was fine?"

So you see folks? He just managed to get me to commit to a new roof, a home warranty, and to a $500 deductible all in the span of a few minutes.

He never once talked about how HE would pay for any of this. Grrr...

I think I need to have another talk with him.

Posted in house buying process | 4 Comments »

4 Responses to “2010 goals- SQUASHED”

  1. whitestripe Says:
    February 1st, 2010 at 10:27 pm 1265063241
    1265063241

    that would make me annoyed too. actually i kind of feel like i am in the same boat as you (well - only a really teeny tiny boat) as DF hasn't done a full weeks work in oh... about three months. and while i know it's not his fault at all, and he HAS been doing other things with his time that we need done, i still feel stressed out about it and feel as though our money is being spent faster than water through a sieve. for the past month i have checked our accounts the DAY i have been paid (instead of on the weekend with my saturday morning coffee), just so i can feel some relief that there IS money going in there. Frown
    i guess you have to remember that you are in it together, even though it seems like at the moment it's just you, with someone riding along on your coat tails Big Grin

  2. ceejay74 Says:
    February 1st, 2010 at 10:35 pm 1265063715
    1265063715

    Huh. Sounds like you'll always have to babysit him if you're serious about going into this kind of business with him. Otherwise your profits will never be as good as they could be. This is definitely something crucial to take into consideration when thinking about whether this will be a good long-term income stream for you--will the headache of constantly reining him in and sidestepping his logical-sounding nonlogic outweigh the benefits?

    My man is similar in a lot of ways, except he knows better than to try and talk me into big unnecessary home-improvement expenses. I give in to little requests here and there if they seem sensible. He in turn restrains himself from pushing for all the improvements he would love to be making if there were no budgetary concerns.

  3. boomeyers Says:
    February 2nd, 2010 at 03:54 am 1265082872
    1265082872

    Good luck! Dealing with DH's is so touchy sometimes and half the time, I feel like I am talking to a wall!

  4. cptacek Says:
    February 2nd, 2010 at 05:11 am 1265087477
    1265087477

    ugh. I know what you mean. DH is always wanting to buy some other piece of farm equipment. Just...something. Can't we just tread water for a few months? Why do we always have to be BUYING? You are watching TV while I'm trying to figure out how to pay for the upcoming bill! And if I say to sell something, God almighty, it's like I suggest liquidating the whole damn farm!

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