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Home > We are getting a very expensive roof for a sweet sweet price!

We are getting a very expensive roof for a sweet sweet price!

April 20th, 2009 at 06:12 pm

So I don't know if I ever got around to posting about our roof issue.

Anyways, we purchased our house 3 months ago with a 4 yr old roof. The roof was in excellent condition- according to our inspector.

So 2 weeks ago we get 3 days of heavy rain, high winds.

Every morning I kept letting the dog out in the backyard to find shingles on the grass. I would mutter about people throwing their trash in my yard and go back inside.

Finally on the 3rd day there was a sheet of shingles hanging from the power lines by the house. No person can make that kind of toss.

BB & I have a roofer at the house the next day. I was still in denial that we had a problem and kind of felt bad for wasting this guys time.

Anyways, the shingles were put on improperly and the storm loosened a bunch, and we were told this will be a re-occuring problem.

I called my home insurance and had an adjuster come out. He agreed to replace 1/2 the roof (2 slopes that were damaged) to a tune of $4500 minus our $1000 deduction.

We talked with the roofer and set up what I thought was a sweet deal. He will replace the two damaged slopes, add a duct venting system to the roof to help the shingles last longer (our inspector did tell us to get this to increase the shingle life), replace 2 slope areas that had been tarred over and not been correctly fitted with metal inserts, and walk the entire roof, re-enforcing any shingles that were loose on the good roof sides. All for $5400. So $1900 out of our pocket.

I thought it was a good deal, but my home insurance company warned me that they will drop my coverage if I file 3 claims in 3 consecutive years, and that was stressing me a bit. I worry that if our entire roof is improperly shingled, then its only a matter of time before the other half of the roof needs to be replaced as well. And that's ANOTHER claim I will need to file.

BB and I actually want a metal roof. The roofs come in pretty colors, they look cool, they are good for the environment, and they last about 30-50 years. We decided when we bought this house 3 months ago to start saving for a metal roof so we would have the $15,000.00+ when our roof needed to be replaced in 10 years. Well 10 years came in 3 months and we don't have the $15 grand needed. We questioned this roofer about it but couldn't get a price below $13,000. BB and I had privately said the only way we will agree to a metal roof is if we can get a quote below $12,000. So we told the roofer "thanks but no thanks" and planned for the shingle repair.

So...this morning roofer guy comes to the house and lays it on the line. He says "I know you guys want a metal roof and I have not worked in a while, I have nothing lined up for 2 weeks, I need a big project and will replace your ENTIRE roof (and front porch roof) with a metal one for an extra $4500.00."

This new opportunity means we will get a metal roof for $9900.00!! This deal is way to good to pass up.

The roofer actually put the metal roof on our next door neighbors house 3 yrs ago. (We contacted this roofer through the neighbors referral) The roofer also directed us to a house that he installed a metal roof on a few streets away. I recognized the address immediately because it was for sale last summer and I spent several weeks trying to configure how I could make another 100k appear in my wallet so I could afford the house! I didn't get that house; but I did get the same roofer the new owners used!

I am excited. Doing the math, we have the $3500 from the insurance claim, we have $4500 leftover from the $8000 first time homeowners credit, and so that leaves $1900 coming out of our savings.

The roofer is coming out tomorrow morning with a new contract for us to fill out.

I cant believe I am so excited about a roof. I have become so boring.

11 Responses to “We are getting a very expensive roof for a sweet sweet price!”

  1. littlemama Says:
    1240254228

    You're not boring. You're just making good financial decisions. And saving money is awesome. Good job!

  2. creditcardfree Says:
    1240254660

    That's great...for you and the roofer!

  3. Analise Says:
    1240260050

    Kudos on being such a good negotiator. You'll have to post pictures once it's done.

  4. Apprentice Bliss Hunter Says:
    1240262751

    Great job... this economy has done you a favour !! :-)

  5. Ima saver Says:
    1240264150

    You are getting a very good price!!

  6. zetta Says:
    1240264688

    In CA the seller has to pay for insurance that covers anything that goes wrong with the house in the first year. I know it covers the water heater, not sure about the roof. Did your seller provide you with similar insurance? If so, I would definitely look to see if it covers the roof -- you might be able to avoid the claim with your regular insurance company if it does...

  7. whitestripe Says:
    1240265800

    wow that's great! we have a colorbond metal roof - it has been on for 10 years so far. we were worried about it being a fibro roof - and also fibro walls in the house - but the previous owner asssured us that it was non-fibrous. so i understand the being excited about mundane things Big Grin

  8. gamecock43 Says:
    1240269451

    A first year warrenty is not required. Our realtor told us he will purchase one for us as a gift...but then we closed and he never produced it. I never asked about it because it was a gift. But I am still kind of disappointed about him forgetting or deciding not to get us that warranty. Not that I think hes required to get us a gift- but I wish he never told us he would get it for us because when things like this roof crop up- I get a bitter feeling in my stomach.

  9. roach Says:
    1240301640

    i have to do my roof too.
    i wanted metal too; but i cant.
    but i got shingles that are not all the the same colar.
    they are close,i got architecture shingles for 15$ a
    bundle.
    look around you can find some too.

  10. frugaltexan75 Says:
    1240427231

    Awesome deal!

  11. freedomcom Says:
    1240459481

    That is an awesome deal on the roof. Congrats - hope you enjoy it.

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