About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

proud of my man

January 5th, 2009 at 04:07 pm

BB just asked me if I spent any money today. I responded that I bought stamps for $9.00. BB didn't spend any money and thought it would be a NSD. He was actually disappointed that we didn't qualify for a NSD. I'm so proud of him! And we were not even talking about money! We were watching TV. He thought of it all on his own!

Posted in Baseball Boy | 5 Comments »

5 Responses to “proud of my man”

gruntina Says:
January 5th, 2009 at 04:14 pm

Yay! more brownie points for your newlyhubby!
shiela Says:
January 5th, 2009 at 06:03 pm

lol - he sounds like my DH.
My DH is really into achieving our challenge/goals and having NSDs as well.
Broken Arrow Says:
January 5th, 2009 at 07:12 pm

Hehe. Remember to reward him when he does something good. We're Pavlovian like that. You have to tell us "Good dog! Good dog!" in our own er... male, adult version sort of way ahem.
pretty cheap jewelry Says:
January 5th, 2009 at 08:38 pm

oh so true what BA says!
ralph Says:
January 10th, 2009 at 07:02 am

Alright! The training is going well.

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

proud of my man

5 Responses to “proud of my man”

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