About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

back from vacation- nothing to report

December 30th, 2008 at 01:53 pm

Back from vacation. Spent minimal money. Kind of worn out and now turning my attention to the house purchase. The upcoming bills are adding up so I will be asking advice soon enough regarding those.
going to tally up December spending now. Update coming soon.

Posted in a bit about me, myself and more me | 5 Comments »

5 Responses to “back from vacation- nothing to report”

Amber Says:
December 30th, 2008 at 02:57 pm

Other than being tired, did you enjoy your trip?
gamecock43 Says:
December 30th, 2008 at 03:27 pm

I'm not sure mixed feelings. I think because we stayed 1 day too long.
whitestripe Says:
December 30th, 2008 at 06:49 pm

welcome back i missed your posts. i think your blog is among the top 3 that i visit every time i come on this site.
Amber Says:
December 30th, 2008 at 08:33 pm

Some times one more day is too long, that's how I felt when I went to MD
scfr Says:
December 30th, 2008 at 10:10 pm

Hope the house inspection went well.

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

back from vacation- nothing to report

5 Responses to “back from vacation- nothing to report”

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