About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

on Holiday

December 22nd, 2008 at 04:47 am

I am off to pack. We are driving up to NY for the holidays. On the way up we will stop in GA and hang around for the house inspection- then continue on our way.

Happy holidays to everyone- everyone stay safe.

I'll be back around the 1st of the year.

Posted in a bit about me, myself and more me | 6 Comments »

6 Responses to “on Holiday”

Amber Says:
December 22nd, 2008 at 06:05 am

Happy Holidays to you as well and be safe
creditcardfree Says:
December 22nd, 2008 at 06:17 am

Happy Holidays to you! Enjoy your vacation.
Ima saver Says:
December 22nd, 2008 at 07:46 am

Have a safe trip!!
Ms. Pearl Says:
December 22nd, 2008 at 12:45 pm

Sounds like a good trip. Have fun and Merry Christmas!
frugaltexan75 Says:
December 22nd, 2008 at 08:02 pm

Have a safe and happy holiday!
sicilyyoder Says:
December 25th, 2008 at 09:04 am

Merry Christmas!!!

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

on Holiday

6 Responses to “on Holiday”

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