http://gamecock43.savingadvice.com Trying to keep life from falling apart, trying to become a person to be proud of. info@savingadvice.com en-us http://gamecock43.savingadvice.com/2009/11/16/the-oxford-clubinvestment-club-or-scam_55130/ Over the weekend BB's grandparent's came to visit us for a nice vacation. <br /> <br /> Yesterday, BB's grandfather pulled BB aside and gave BB a $50 bill and a newsletter. He told BB to invest in a government gas rebate program and that he would get $300 every month if he signed up. (Or something... Mon, 16 Nov 2009 07:49:56 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/11/11/brinks_55008/ <a href="http://blogs.savingadvice.com/image.php?blog=gamecock43&id=7222&original=1"><img hspace="5" src="http://blogs.savingadvice.com/image.php?blog=gamecock43&id=7222&&" alt="" align="" border="2" /></a><br /> <br /> Brinks is here! We picked him up from the pound yesterday. He is very sweet and well behaved. <br /> <br /> Animal Control found him tied up in an abandoned building a week ago- but I think he came from a breeder and was somebodies pet at some point. <br /> <br /> He knows sit, give paw, and walks... Wed, 11 Nov 2009 06:26:06 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/11/09/our-new-dog_54923/ BB and I are getting another dog. <br /> <br /> This wasn't planned at all, but we are very excited. <br /> <br /> We went to the Humane Society's "Mutt Strutt" Saturday. An event where you bring your dog and walk a mile around the perimeter of a big downtown park. It is really quite a sight to see over... Mon, 09 Nov 2009 06:07:16 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/27/im-not-broke-and-i-feel-guilty_54617/ It seems that many of my hard working friends are suddenly getting hit hard with the economic recession. I in turn feel bad and want to help somehow. <br /> <br /> The guys who replaced our roof a few months back called yesterday offering us a great deal to get our windows repainted (They know... Tue, 27 Oct 2009 14:33:59 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/26/update-not-buying-another-rental-propert_54581/ okay, we decided not to jump on the rental property. You guys clarified a lot for me. It is risky- and it is foolish to take a financially solid life- and put it in a gambling type of situation. <br /> <br /> The whole situation did force me and BB to talk and we did reach some agreement points:<br /> <br /> We... Mon, 26 Oct 2009 08:03:46 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/24/need-opinions_54546/ A new opportunity has come up that has caught my interest. I have been tossing the idea around in my head for the past day or so and need to kind of vent about it to see how I really feel. <br /> <br /> A foreclosure has come on the market in my town. It is not advertised for sale yet- my realtor... Sat, 24 Oct 2009 19:47:20 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/23/lets-grade-the-money-management-skills-h_54530/ A family member of mine has been trying to change her image from a high maintance, consumer-ish type girl to a smart, financially savvy woman. <br /> <br /> She has been trying to project this image for about 2 years. I could never really tell if she was trying to project this around me- or... Fri, 23 Oct 2009 12:17:06 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/20/bb-is-making-headway_54460/ I think BB is going to be ok. Together we are getting him some leads. <br /> <br /> I have been posting weekly on craigslist an ad for his baseball lessons and after 3 weeks- BB finally got a phone call. The first lesson was tonight and it was a success. The player is pretty good and is very... Tue, 20 Oct 2009 15:48:25 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/19/working-and-thinking-_54419/ At my job, I have been given the fredom to take initiative and help market an MBA program we are offering. The MBA program is 1 year long and students attend classes 2 Saturdays a month- completing the rest of the work online. Each class is 1 month long (12 classes in total). It is... Mon, 19 Oct 2009 08:35:29 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/16/stock-market-musings_54346/ The stock market is doing well. Phew! I survived the crash and didnt wind up homeless. This was my first experience with a stock market dip and I learned somethings about myself:<br /> <br /> 1. I get more sorrow/stress from losing than I gain/feel from increases. <br /> <br /> 2. I would have pulled... Fri, 16 Oct 2009 06:29:54 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/13/i-hate-to-sound-like-an-ultraconsumer-bu_54277/ ...why cant somebody invent a floor to ceiling refrigerator???!<br /> <br /> Dont laugh, I have thought this through. I hope someone on this board likes my idea and runs with it (and it is only fair I get a discount on it).<br /> <br /> refrigerators are lovely. They do wonderful things and American... Tue, 13 Oct 2009 07:24:58 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/12/not-much-to-report_54263/ BB and I are slowly evolving into a more comfortable place. <br /> <br /> He is still in the market for a job since retiring from baseball. I say "in the market" because "looking" is the wrong word. He gave up after one solid day of craigslist looking. He has pinned all his hopes on an MLB job... Mon, 12 Oct 2009 12:15:18 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/10/01/homestead-exemption_53990/ Here is where I show my ignorance.<br /> <br /> I have heard about this "homestead tax exemption" but never really knew what it was. People would talk about getting it when I lived (rented) in Florida and I never really understood it. Here in Savannah, People have mentioned they dont know what... Thu, 01 Oct 2009 08:20:38 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/30/choosing-retirement-stocks_53973/ Well I have had a retirement 401k account for 2 weeks now. I have lost .27 so far. <br /> <br /> I was checking the account because I was getting a head start on my monthly net worth stats. I was having trouble opening the website and asked a coworker (CPA) to help me. He saw my pie chart of... Wed, 30 Sep 2009 13:38:33 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/24/boo-hiss_53822/ My company took away the facilitator job oppertunity. My boss's boss told my boss it was a conflict of scheduling because she wanted me available on Saturdays (news to me) for when our program gets really busy. The facilitator job is on Saturdays. <br /> <br /> I am sooooo disapointed. I am... Thu, 24 Sep 2009 10:00:39 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/23/masters-degree-came-in-handy-today_53808/ Whoohooo! My Masters degree is worth something!<br /> <br /> The job I currently have requires a bachelors degree. My collegues all have bachelors degrees. Although I was the first person hired for the new "team" that the company was creating, my higher degree was not necessary for the job.... Wed, 23 Sep 2009 14:55:07 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/22/how-much-money-should-you-have-before-bu_53770/ In response to Whitestripe's entry , I am posting my own recent thought process in a different area.<br /> <br /> My friends have all bought horses this year. Seems odd given the economy- but that made these "golden" oppertunities.<br /> <br /> One friend paid $225,000 for 2 horses. The owner was divorcing... Tue, 22 Sep 2009 09:43:07 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/15/bb-is-going-back-to-school_53617/ I set up an admissions appointment to get BB started in school again. He left college with 1 semester to go to play baseball. His MLB team promised in the contract that they will give him $14,000 towards completing his degree if he returns to school within 2 years of finishing playing... Tue, 15 Sep 2009 12:33:30 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/14/costs-of-friendship_53599/ A friend of mine recently: got engaged, moved to a new state to live with fiance, quit one job, got a new job, started school for a Masters degree and bought a horse. All within a month (except the getting engaged part).<br /> <br /> Bad idea. She is completely overwhelmed and miserable. <br /> <br /> I... Mon, 14 Sep 2009 14:38:38 PST missmolly2547@yahoo.com (gamecock43) http://gamecock43.savingadvice.com/2009/09/09/redecorated-the-bathroom_53507/ I spent this weekend working on our bathroom. Really- decorating the bathroom. It is the guest bath and it was pretty ugly with odds and end fixtures, weird buttery colored walls, and builder basic everything. <br /> <br /> So BB and I:<br /> painted the walls a midnight blue color. (his choice since... Wed, 09 Sep 2009 13:07:03 PST missmolly2547@yahoo.com (gamecock43)