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About Me:

34 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

Not listed as

February 8th, 2010 at 03:30 pm

Things between me and BB are back to normal. Things were normal again 2 days later. The fight helped to clear the air and we are back on board with each other again.

Regarding the new townhouse we are purchasing: The selling realtor (who is also the owner) wont list the house as "under contract." She still has it up for sale. She is afraid our financing will fall through- or she wants higher offers. My realtor is fuming mad over this. He is first a friend of ours- but since he is a realtor we used him to buy the place. He got tipped off that something was off when the owner/selling realtor called him ansd asked for the keys to the place because she was showing it. Then over the weekend our realtor got several cash offers for the place and he is sure the owner/seller has received about the same volume. But together we double checked our contract and as the seller- she signed and dated everywhere- so it's binding. We got the place. The mortgage appraisal is today.

In other news- someone somewhere got hold of my credit info and started buying things in France. My CC company was great in alerting me and shutting it down.

Thats about it. Off to read all of your blogs now.

Posted in house buying process | 9 Comments »

9 Responses to “Not listed as ”

my english castle Says:
February 8th, 2010 at 04:27 pm 1265646462
1265646462

In France?! I always hate it when my credit card has more fun than I do!

Good luck with all the house stress.
gamecock43 Says:
February 8th, 2010 at 04:46 pm 1265647585
1265647585

LOL! Yes my CC is a world traveler indeed.
fern Says:
February 8th, 2010 at 05:40 pm 1265650821
1265650821

The credit card company acted quickly because, under US law, the card holder is only liable for $50 worth of fraudulent purchases. The credit company takes a loss on any losses due to fraud that exceed that amount, so they were really just acting in their own best interests.
homebody Says:
February 8th, 2010 at 08:35 pm 1265661333
1265661333

Game, I know that is nerve-racking but I do understand her being afraid about the financing. Our realtor took our house off the market that was "sold" and the financing fell through for the buyers. It is still unsold and I can't help but wonder if she had not taken down the sign what may have happened, especially since the house across the street sold after our accepted offer and ours has a huge deck and upgrades and asking price was the same. Hang in there! You have the signed contract.
baselle Says:
February 8th, 2010 at 11:04 pm 1265670279
1265670279

I'd sweat more about you wanting to buy the place at the contracts than sweating about whether the sellers want to sell the place to you. Control what you can control; ignore what you can't.
whitestripe Says:
February 8th, 2010 at 11:34 pm 1265672069
1265672069

my uncle had the same thing happen to him, the CC company were tracking the person and the last usage of the card was in thailand, the day before the boxing day tsunami hit!! so either the card got lost , or....
monkeymama Says:
February 9th, 2010 at 04:36 pm 1265733394
1265733394

Actually, isn't that a breach of contract?

Um, look on the bright side. If for some reason you want to breach the contract, they already breached it first. You could blame them.
Overall, I agree with not worrying about what you can't control. But it is terribly obnoxious!!!
Jerry Says:
February 26th, 2010 at 08:34 pm 1267216475
1267216475

That is SO annoying! I had that happen a couple of years ago, but the crooks only went as far as Massachusetts, and I had decent insurance that I wasn't on the hook for their hijinks. Still, it leads me to wonder how they got my card and information. Spooky stuff.
Jerry
pennypincher007 Says:
May 14th, 2010 at 08:56 am 1273827405
1273827405

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Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

Not listed as

9 Responses to “Not listed as ”

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