About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

no air conditiong use so far

June 14th, 2009 at 02:14 pm

Well it's June 14th and I have not used the air conditioning!

We had a no heat contest in the fall that had quite a few contestants well into winter- anyone want to step up to the "no air conditioning" plate?

I thought of turning mine on today but decided to suffer through- reminding me to see how everyone else is doing.

Posted in a bit about me, myself and more me | 12 Comments »

12 Responses to “no air conditiong use so far”

HouseHopeful Says:
June 14th, 2009 at 02:37 pm

I'd be in on the no air I just realized yesterday that its mid-June and I haven't turned on the air either!
gamecock43 Says:
June 14th, 2009 at 03:01 pm

Start naming the state you live in. I'll make a list. I bet all the deep southerners and Floridians will really impress us.
Ima saver Says:
June 14th, 2009 at 03:16 pm

I have not used mine much. However, the computer and treadmill are upstairs in the hottest room in the house, so I do run that in the afternoon.
I live in the North part of your state, Georgia. It is Blairsville and in the mountains, so it is nice at night.
gamecock43 Says:
June 14th, 2009 at 03:40 pm

I think I am gonna have to turn it on Tuesday. I have a friend coming over.
koppur Says:
June 14th, 2009 at 05:28 pm

We live in southeastern Mass. We haven't even installed our AC yet! Been nice and cool with just the fans. So, count me in!
CouponAddict Says:
June 14th, 2009 at 06:43 pm

I wish I could join this challange but I think a few weeks ago I turned it on overnight for about 6 hours, when DS was sick with a fever. It is 78 in the basement right now, and I do not have the heat or air on. Once DH comes home for a few weeks in July he will without a doubt turn it on within seconds of walking in the door.

I love not running the heat/air for the cost savings.
scfr Says:
June 14th, 2009 at 08:43 pm

I was out weeks ago ... 99 degrees is normal now, and we're supposed to hit 100 later this week.
toyguy1963 Says:
June 14th, 2009 at 09:43 pm

I'd love to be in your contest. I'm in Ohio.
BUT I have an unfair advantage. I don't even have an air conditioner in my home. So far i haven't even used a fan though.
creditcardfree Says:
June 15th, 2009 at 06:25 am

I can't be in either. It's been off for a few days, but I have already used it. With DD's allergies, windows often have to be closed. Then it heats up in the house...so the a/c has already been on.

Hat's off to all of you who can keep your a/c off!
monkeymama Says:
June 15th, 2009 at 07:31 am

I was also out weeks ago - did well on the winter challenge because it was very mild/late winter. Flip side is 100-degree weather hit in early May (early summer - ouch!)
ceejay74 Says:
June 15th, 2009 at 08:13 am

Shoot, we used ours last night, and one other night in May. We could've done without but wanted that little bit of extra comfort. However, we like the fresh air and are going to try and only use it sporadically (until the superhot middle of July, probably).

We don't get high temps for very long in MN, but on the 18th floor we get pounded with sunlight, so when it's hot, it's hot!
mom-from-missouri Says:
June 15th, 2009 at 01:44 pm

We are in north Missouri and have not had ours on yet.

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

no air conditiong use so far

12 Responses to “no air conditiong use so far”

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