About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

metal roof completed

May 9th, 2009 at 11:30 am

Our metal roof is finished! I love it. It's beautiful. But I especially love knowing its totally paid for, and I will not have to think about the roof for at least 20 years. Peace of mind is priceless.

Without further ado- here it is!

Posted in Owning a house | 9 Comments »

9 Responses to “metal roof completed”

NJDebbie Says:
May 9th, 2009 at 12:29 pm

What a nice roof. You're house is very charming. Enjoy!
Joan.of.the.Arch Says:
May 9th, 2009 at 12:34 pm

So shiny it reflects the blue of the sky. Is it galvanized? (Interesting that your 2nd floor siding is different than first floor.)
lizajane Says:
May 9th, 2009 at 12:42 pm

Nice!
Ima saver Says:
May 9th, 2009 at 12:48 pm

Very nice, your house looks beautiful!
gamecock43 Says:
May 9th, 2009 at 01:37 pm

yes it is Galvanized steel. 26 gauge I was told, though I don't know what that means.

And yes, the second story is shingled, while the first story has siding. I thought it was unusual too- not sure why it was done, but I hardly notice it anymore.
whitestripe Says:
May 9th, 2009 at 05:59 pm

wow i have never seen the full view of your house, it's so cute! i love the third level part
Joan.of.the.Arch Says:
May 10th, 2009 at 06:43 am

Well, I like your house that way. As I've said before, I just love your house! And a balconey, too? One more reason to love it!
HouseHopeful Says:
May 10th, 2009 at 09:08 am

Very nice!
Apprentice Bliss Hunter Says:
May 10th, 2009 at 03:08 pm

Beautiful house !! :-)

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

metal roof completed

9 Responses to “metal roof completed”

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