About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

ok the house doesnt look boring

April 13th, 2009 at 02:58 pm

I have been stressing over the house exterior colors and it has come out nicely.

I was totally uncertain right up until the end when the last of the teal was painted over.

Once the teal was gone the rest of the colors came together and made a pretty picture.

We will be painting the "arms" of the cement the brick red color- but we had to stop painting when a tornado came into town this afternoon.

Anyways, this is the finished product. I do like teal...on someone elses house though!

Posted in Owning a house | 10 Comments »

10 Responses to “ok the house doesnt look boring”

debtfreeme Says:
April 13th, 2009 at 03:07 pm

it looks beautiful!!
Ima saver Says:
April 13th, 2009 at 03:09 pm

It really does, just beautiful!!
dmontngrey Says:
April 13th, 2009 at 04:08 pm

I have to say - I really like this a lot better than the teal. It looks VERY nice!!
Joan.of.the.Arch Says:
April 13th, 2009 at 04:32 pm

Yes, it does look nice! I like your neighbor's place, too. Must be a charming neighborhood.
MICLASON Says:
April 13th, 2009 at 04:33 pm

love, love, love the house!
whitestripe Says:
April 13th, 2009 at 04:55 pm

it looks great - much more structured and not too... gaudy? i don't know. the teal reminded me of an airy fairy person who likes to paint things bright purple etc the darker colours look much better!
lizajane Says:
April 13th, 2009 at 05:31 pm

You've been busy! Looks great!!
Thrifty Ray Says:
April 13th, 2009 at 05:35 pm

Wow, that is so pretty!!!
creditcardfree Says:
April 13th, 2009 at 06:43 pm

It does look great!! Enjoy!
mom-from-missouri Says:
April 13th, 2009 at 08:21 pm

Pretty!

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

ok the house doesnt look boring

10 Responses to “ok the house doesnt look boring”

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