About Me

29 yr old female trying to keep it together. I call my financial life a work in progress because though I have always had frugal inclinations I only recently started on an informal financial education with an end goal to make my money work for me! Of course I can be weak. Thai food, traveling, self-justification and laziness eat away at my savings. But I am getting there. I think. I used to be very jealous of the Jones' but now realize that they are broke and stressed so I prefer my own progress and accomplishments. My life may not be flashy but I have seen the consequences of a high-end lifestyle. I count myself lucky to be alive and aware in these economic times because I have learned so much and believe that in the long run I will come out farther ahead from a little suffering now. As long as I am not regressing, then I am pleased.

Fun fact to help navigate my posts: BB = Baseball Boy. My husband.
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2008 Short Term Goals
[x]Eliminate Credit Card debt
[X]Get married and pay off the wedding IN FULL
[X]Travel for 3 weddings and pay for each visit IN FULL
[x]Rescue a dog and pay all costs for him/her IN FULL
______________DONE!!_____________

2009 Short Term Goals
[ ]Save ALL eBay income in 2009
[X]Get a full time job
[X]Begin saving rental income for eventual rental renovation
[X]Buy a house with 20% down
[ ]Build a $4k Emergency Fund
[ ]Save 10k towards a back deck, backyard landscaping, and kitchen redo
[ ]Save $2k toward new car for hubby
[X] Pay $50 month extra on the mortgage

Long term goals *start by 2010*
[ ]Live on one income/bank the other income
[ ]Start an IRA for Baseball boy
[ ] have 1 NSD a week

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My November 2008 Wedding:
Total $23,630...Paid in Full! And had a BLAST!

2009 eBay Challenge $100/month:
$55

2009 Mortgage Challenge $50 extra/month!
So far I have added:
$375.00 extra principle payment!
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Quotes to keep me on track:

"Save FIRST and then spend the leftover, not spend first and save what's left."

"How you spend your money today effects the life you will live tomorrow."

a message for all of you

November 27th, 2008 at 07:19 am

Happy Thanksgiving to all!! I am really proud of us all for being very frugal while putting thought and effort into the holidays to make it special. Memories don't cost a thing!

Enjoy your days off from work...and try to give the turkey's a nice day too...maybe not buy a turkey?...save some cash?

Posted in a bit about me, myself and more me | 2 Comments »

2 Responses to “a message for all of you”

Ima saver Says:
November 27th, 2008 at 07:47 am

Happy thaksgiving to you too! As usual, my dh is working, but I have asked him to come home early and help me make dressing for our dinner tonight.
boomeyers Says:
November 27th, 2008 at 08:44 am

Happy Thanksgiving to you too! Our turkey is already roasting, but his friend ham is in the fridge ready to go onstage. I have to work Fri, Sat, Sun and Mon at BOTH jobs, woo hoo go cash! :-)

Gamecock's Mind over Money

Trying to keep life from falling apart, trying to become a person to be proud of.

a message for all of you

2 Responses to “a message for all of you”

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